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Welcome to McGowan Mortgages! We're your home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Popular Home Loans Which loan is right for YOU?

Conventional Home Loans

Conventional Home Loans

A conventional(fixed-rate mortgage) is a popular type of home financing because it offers predictability for your budget.

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First Time Homebuyers

FHA Home Loans

FHA home loans are popular among first-time homebuyers due to low down payment and credit requirements.

Learn More

Jumbo Mortgages

Jumbo Mortgages

Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.

Learn More

Current

Missouri

Mortgage Rates

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APR

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All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Derek McGowan to receive a personalized rate for your specific situation.

Current

Missouri

Refinance Rates

Rate

1W Change %

APR

1W Change %
Last Updated:

Rate

1W Change %

APR

1W Change %
Last Updated:

Rate

1W Change %

APR

1W Change %
Last Updated:

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Derek McGowan to receive a personalized rate for your specific situation.

More from Zillow

Rating ∙ Reviews on Zillow

m/d/Y

Loan Type
Loan Purpose
Loan Program

Mortgage services provided by - Kansas City Missouri

Rating ∙ Reviews on Zillow

m/d/Y

Loan Type
Loan Purpose
Loan Program

Mortgage services provided by - Kansas City Missouri

Popular Kansas City Home Loans Which loan is right for YOU?

First Time Homebuyers Kansas City

FHA Home Loans Kansas City Missouri

FHA home loans are popular among Kansas City first-time homebuyers due to low down payment and credit requirements.

FHA Loans
Conventional Home Loans Kansas City

Conventional Home Loans Kansas City Missouri

A conventional(fixed-rate mortgage) is a popular type of home financing in Kansas City because it offers predictability for your budget.

Conventional Loans
Jumbo Mortgages Kansas City

Jumbo Mortgages Kansas City Missouri

Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.

Jumbo Loans

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Kansas City? Rates are historically low and now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Home Electronics You Should Be Cleaning

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Contact Derek McGowan

Derek McGowan

800 E. 101st Terrace, Suite 350
Kansas City, Missouri 64131
(816) 631-9687
NMLS# 1478470
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If you have any immediate questions or concerns don't hesitate to give us a call @ (816) 631-9687

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