Pacificwide

Pacificwide

Your California Mortgage Team

CEO - NMLS# 272883

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Real Customer Experiences

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ClientTestimonials

hontou kakkoii

Great service with full transparency and integrity. Reasonable pricing and high quality work ethic. I highly recommend them among the other competition. The HR manager is a great down to earth guy and very easy to work with.

David Catalan

HR Manager Jonathan Pham and everyone at Pacificwide Real Estate & Mortgage are great. Excellent customer service and very friendly staff. If you are looking to purchase or sell a home in the Bay Area contact Jonathan and he will definitely meet your needs.

Preferred Customer S.

Leon and team was great in explaining the loan process and locking the lowest rate possible! We saved over $2.5k in closing cost going with Pacific
Wide !...

Charles Le

I reached out to Pacificwide to inquire on a home, I was contacted by Jose and he was extremely gracious throughout the process. I asked him a ton of questions, some difficult as well but he had answers to every questioned that I asked. Jose was extremely attentive to my needs and exercised every option possible in hopes of finding me a new home. Through my 5 years of real estate investing, I’d have to say Jose was the nicest agent I’ve ever met even though we couldn’t come to a deal (I’m extremely picky). I’m hoping reach out to Jose again once market conditions are better,. I appreciate hard working agents such as Jose as they really uplift buyers in the market and don’t leave you feeling hopeless. This was such a pleasant experience that I guarantee Jose will hear from me again and I hope the next time we can come to a deal. Hard working, talented, and patient agents like Jose are what makes real estate such a great industry.

Horizon Data Solutions

Working with Dat was great! They were able to help us close on a home quickly. We got just what we wanted, as stress free as possible. If you’re looking for fast, responsive, and attentive real estate agents I 100% recommend! Highly satisfied with the process and the quality of their work.

Nhi Pham

I had a really great experience with Pacificwide, and I’ll continue to use them as it goes forward. They worked on my 1st and also 2nd loan. They communicate very well, very transparent and informative. They always make sure I have everything I need and know everything that's going on and the status. It was extremely easy to provide the documents they needed too.

Diep T.

I made 2 loans here with Ms. Minh Chau Nguyen and Yen Pham. They are professional and close the loan quickly. thank you so much.

Popular California Home Loans Which loan is right for YOU?

First Time Homebuyers California

FHA Home Loans California California

FHA home loans are popular among California first-time homebuyers due to low down payment and credit requirements.

FHA Loans
Conventional Home Loans California

Conventional Home Loans California California

A conventional(fixed-rate mortgage) is a popular type of home financing in California because it offers predictability for your budget.

Conventional Loans
Jumbo Mortgages California

Jumbo Mortgages California California

Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.

Jumbo Loans

Current

California

Mortgage Rates

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All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Pacificwide to receive a personalized rate for your specific situation.

Current

California

Refinance Rates

Rate

1W Change %

APR

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Rate

1W Change %

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1W Change %
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All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Pacificwide to receive a personalized rate for your specific situation.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!

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%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Contact Pacificwide

Pacificwide

3005 Silver Creed Rd #214
San Jose, California 95121
(408) 646-0893
NMLS# 272883

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If you have any immediate questions or concerns don't hesitate to give us a call @ (408) 646-0893

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