Renting Vs. Buying in [city]

Renting Vs. Buying in [city]
Posted Friday January 22, 2021 in Real Estate

With today’s low mortgage rates, there’s great opportunity for current [city] renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline to buy a home is different for everyone, the question remains: Should I continue renting or is it time for me to buy? The answer…

Easy Ways To Upgrade Your [city] Home’s Curb Appeal
Posted Friday January 15, 2021 in Home Improvement

A tidy, tasteful home will catch any buyer's eye. That's why many people put effort into fixing up—and even staging—the interior of their home before putting it on the market and hosting open houses. But did you know that an unkempt exterior could deter potential buyers from even setting foot in the door? That's right.…

Explaining Some Common Mortgage Programs
Posted Saturday January 9, 2021 in Mortgage

When you get a mortgage in [city], there are several options you can choose from, including FHA, VA, and USDA mortgages. The one you select will determine how big a down payment you’ll need, what credit score you should have and all the other requirements you’ll need to meet. But choosing the right mortgage product…

Preparing Your [city] Home for Winter
Posted Saturday January 2, 2021 in Home Improvement

Cold weather is officially here, and you'll likely want to ensure that your [city] home is ready to deal with the ice, snow and cold temperatures. Just because everything seems to be in good shape now doesn't mean that you won't experience any problems over the course of the winter. Here are some repairs and…

Fannie Mae & Freddie Mac Increase Conforming Loan Limits For 2021
Posted Wednesday December 23, 2020 in Mortgage

The Federal Housing Finance Agency announced a new baseline conforming loan limit for Fannie Mae and Freddie Mac in 2021: $548,250. This is a 7.5% increase from 2020’s limit of $510,400 and marks the fifth consecutive year of increases from the FHFA. In 2016, the FHFA increased the Fannie and Freddie conforming loan limits for…

Simple Organization Tasks You Can Do In Minutes
Posted Wednesday December 16, 2020 in Home Improvement

When was the last time you smiled with pride upon opening a cleaned-up junk drawer or closet? If you can’t recall ever having this feeling, it’s time to hit these hot spots. In fact, it’s smart to tackle organization projects now, since you’re probably spending a lot of time at home anyway, because COVID-19 is…

Best Practices For Recycling
Posted Wednesday December 9, 2020 in Home Improvement

As good as your intentions are for the environment, you may be doing more harm than good if you’re unaware of the most common recycling rules. For example, not every piece of plastic, cardboard, or aluminum belongs in the bin. One of the biggest misconceptions is that an item is recyclable if it has the…

Thinking About Selling This Winter?
Posted Wednesday December 2, 2020 in Mortgage, Real Estate

If you’re thinking about moving, selling your [city] house this winter might be the way to go. Here are four market trends that you should take note of when making your decision. Buyers Are Active It’s clear that buyers are ready, willing, and able to purchase – and they’re in the market right now. In…

Things To Know Before Filing A Homeowner’s Insurance Claim
Posted Wednesday November 25, 2020 in Home Improvement

Not all homeowners insurance policies are created equal. When it comes time to file a claim, many [city] homeowners find that their policy covers only certain types of damage. As a homeowner, you should thoroughly read your policy before you need it. Review your declarations page in order to fully understand what your policy covers…

Fall Yard Work Tips
Posted Wednesday November 18, 2020 in Home Improvement

Autumn is hardly the time for [city] homeowners to ignore their lawns and landscapes. In fact, what they do now will determine the quality of their family yard next spring and summer. During the pandemic, homeowners have been rediscovering the importance of connecting to the outdoors. That has translated into record sales in yard and…