Welcome to Mortgage Co, I'm John Mortgage, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.
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Mortgage RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with John Mortgage to receive a personalized rate for your specific situation.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Phoenix? Now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
June 9, 2023For many people, the idea of downsizing their home can be daunting. After all, our homes are often seen as a reflection of our success, status, and wealth. However, the truth is that downsizing can have a number of surprising benefits that make it well worth considering. If you're feeling overwhelmed by the size of…
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June 2, 2023In a world of ever-changing investment opportunities, real estate investment continues to stand out as a reliable and lucrative option. With its stability, potential for long-term growth, and diversification benefits, real estate has retained its position as a solid strategy in today's dynamic market. In this article, we will explore the reasons why investing in…
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May 26, 2023Purchasing a home is a significant financial decision, and one of the most critical factors is obtaining a mortgage. The process of getting a mortgage can be daunting and complex, and one of the first steps is obtaining a pre-approval. A pre-approval is essentially a lender's guarantee that they are willing to lend you a…
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