Realize Your Dream of Home Ownership

Welcome to Mortgage Co, I'm John Mortgage, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

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John Mortgage

John Mortgage

Branch Manager
NMLS# 12345

602.123.4567 Email Me

Explore Your Loan Options

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What's Your Home Worth Today?

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Real Customer Experiences

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Current

Arizona

Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.38%
1W Change 0.09%
APR3.423%
1W Change 0.00%
Last Updated: 04/23/2021

Conventional Loan Purchase - 30 Year Fixed

Rate2.81%
1W Change 0.06%
APR3.204%
1W Change 0.01%
Last Updated: 04/23/2021

VA Loan Purchase - 30 Year Fixed

Rate2.51%
1W Change 0.03%
APR2.701%
1W Change 0.09%
Last Updated: 04/23/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with John Mortgage to receive a personalized rate for your specific situation.

Current

Arizona

Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.50%
1W Change 0.32%
APR3.494%
1W Change 0.33%
Last Updated: 04/23/2021

Conventional Loan Refinance - 30 Year Fixed

Rate2.85%
1W Change 0.01%
APR3.209%
1W Change 0.08%
Last Updated: 04/23/2021

VA Loan Refinance - 30 Year Fixed

Rate2.45%
1W Change 0.06%
APR2.654%
1W Change 0.11%
Last Updated: 04/23/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with John Mortgage to receive a personalized rate for your specific situation.

  • John was a pleasure to work with during our refinance and he got us an even better rate than expected! Couldn't recommend him enough! Todd H. - March 16, 2020
  • John Mortgage is the greatest mortgage broker I've ever worked with. He responded promptly to all of our concerns and got us the best rate possible. Thanks John! Sally R. - July 25, 2018
  • John was great to work with! I can't thank you enough for this dream home and look forward to recommending you to all my friends and family! Frank R - July 25, 2018

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Phoenix? Rates are historically low and now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
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Contact John Mortgage

John Mortgage

200 W Washington St
Phoenix, Arizona 85003
602.123.4567
NMLS# 12345

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If you have any immediate questions or concerns don't hesitate to give us a call @ 602.123.4567

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