We know mortgages.

Enjoy a streamlined mortgage process backed up by our local Orlando team of mortgage experts to make sure you get the right home loan for YOU.

  • Thank you again for the great service!!! My wife and I couldn't be happier with the refinance and saving over $200 per month. Thank you and your team for everything!!! Billy T. - July 29, 2020
  • Just closed another deal with Ruth and the mortgage team! Tough deal with lots of negotiation and other issues but Ruth's team made their part easy! Responsive, professional, and just great to deal with the whole way through. Thx again! Ruth R. - July 29, 2020

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Current Florida Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.30%
1W Change 0.01%
APR2.97%
1W Change 0.03%
Last Updated: 09/28/2020

Conventional Loan Purchase - 30 Year Fixed

Rate3.09%
1W Change 0.09%
APR3.157%
1W Change 0.09%
Last Updated: 09/28/2020

VA Loan Purchase - 30 Year Fixed

Rate2.48%
1W Change 0.05%
APR2.771%
1W Change 0.06%
Last Updated: 09/28/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Johnny Mortgage to receive a personalized rate for your specific situation.

Current Florida Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.63%
1W Change 0.00%
APR3.427%
1W Change 0.01%
Last Updated: 09/28/2020

Conventional Loan Refinance - 30 Year Fixed

Rate2.89%
1W Change 0.06%
APR2.957%
1W Change 0.06%
Last Updated: 09/28/2020

VA Loan Refinance - 30 Year Fixed

Rate2.80%
1W Change 0.27%
APR3.142%
1W Change 0.36%
Last Updated: 09/28/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Johnny Mortgage to receive a personalized rate for your specific situation.

Popular Orlando Home Loans Which loan is right for YOU?

First Time Homebuyers Orlando

FHA Home Loans Orlando Florida

FHA home loans are popular among Orlando first-time homebuyers due to low down payment and credit requirements.

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Conventional Home Loans Orlando

Conventional Home Loans Orlando Florida

A conventional(fixed-rate mortgage) is a popular type of home financing in Orlando because it offers predictability for your budget.

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Jumbo Mortgages Orlando

Jumbo Mortgages Orlando Florida

Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.

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Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Behr Paint Co. unveiled 21 versatile colors on Monday to make up its Color Trends 2021 Palette. The colors include neutrals mixed with some lavish bolds to create “energizing, yet comforting” focal points in a home, Behr says. “This has been a year of unpredictability and 2020 has significantly changed our relationship with home,” says…

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Steps You Can Take To Prepare For Buying A Home In Orlando Orlando September 8, 2020

Steps You Can Take To Prepare For Buying A Home In Orlando

With national inventory down almost 30%, the Orlando housing market has become more competitive. That’s especially true when it comes to mid-priced, affordable houses. So how do you get ahead in a hot market? The key is preparation. The sooner you start preparing to buy a house, the easier it’ll be to beat the competition.…

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Johnny Mortgage

200 W Washington St
Orlando, FL 32789
(321) 123-4567
NMLS# 12345

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